Case Study:
Self-managed Super Fund To Minimise Tax

Client Problem

Our client was expanding and their existing premises did not have sufficient space for its operations. The Directors were considering whether to rent out larger premises or buy new premises either in the company’s name or in the Director’s name. They approached us to consider these and other options.

Tax Effective Recommendations

Following the tax advice provided by Gotsis Accounting, the Directors agreed to acquire premises with sufficient space for their operations and to create their own Self-Managed Superannuation Fund (SMSF) in order to reduce their overall tax liability.

The Directors rolled over funds they had in external superannuation funds into the newly created SMSF. Their SMSF now had enough funds for a deposit to buy a suitable property.

In order to meet the SMSF regulations, they created a Custodian Company which acquired the property on behalf of the SMSF.

Real Tax Benefits

The family company now pays rent into the SMSF (as beneficial owner of the property). The rent paid is tax deductible to the family company which is equivalent to a 30 year saving. The rent received by the SMSF is taxed at 15% only, thus there is an immediate 15% tax saving. This also enables the Directors to build-up their assets for retirement. When the Directors reach the age of 60, as members of the SMSF, they may withdraw, absolutely tax free, funds from their SMSF.

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“I have found Gotsis Accounting to be outstanding! They are responsive, professional and have demonstrated on many occasions their deep knowledge about accounting and tax matters. Mr Gotsis listens to our needs, is accessible and has provided invaluable advice that has greatly helped our business. Gotsis Accounting looks after all of our personal and business accounts and provides financial and tax advice. They offer timely information and meet all deadlines. I am extremely happy with their service”


“I would like to recommend Dimitri and the team at Gotsis Accounting. They have provided me with extensive and timely advice on setting up and managing my SMSF as well as my personal taxation matters. As an executive, I am on the road a lot and often only get to think about things and send an Gotsis Accounting Website email after hours. I always find they are responsive, knowledgeable and professional. Their advice is well written and structured, and so I don't have to go back and ask further questions. I would recommend them to assist with taxation and SMSF issues based on my several years of experience now working with them”

Leanne, VP/GM Client Management

“They're flexible and accommodating, and it has to be above board. I've never reached out for them. Everything is always done on time”

Therese Metlege

“After one meeting I knew I was going to choose Gotsis. They made it so simple for me”

Paul Carey

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